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Monthly Archives: July 2017

Use Symantec Tools and Other Tips to Stop Cyberattacks

Without the security and financial resources to survive a catastrophic data loss, a small business can be particularly vulnerable. Data theft can be a business-ending disaster, according to the National Security Alliance, and intrusions can damage a brand and lead to diminished customer trust. In this guide, small business owners can pick up a few tips on protecting their companies from cyberattacks.

Take a Proactive Stance

While it’s impossible to be 100% safe, most attacks can be prevented. Available technology from Symantec works much like an alarm system for the corporate network. These networks should be monitored, audited and tested each month, not just when a breach occurs. It’s also important to update the OS and antivirus software as often as possible. If a small business owner doesn’t do this regularly, the company will become an easy target.

Practice Industry Compliance

In the past, small businesses just had to look like they were making an effort to be more secure. However, recent high-profile data breaches changed everything. Vendors are being sued, and many are at risk for breach-related expenses. For a small business owner, a lawsuit can be a business-ending catastrophe, as the average breach comes with millions of dollars in costs.

Buy Data Loss Insurance

A few years ago, data loss insurance wasn’t even available, but it has quickly become a necessity. According to industry research, by 2020, almost 90% of businesses will need data loss protection. While it may seem like a frivolous cost to some, it can also save a business. Even if the owner isn’t the cause of the breach, they may have to defend their actions in court, and most insurance policies pay for the policyholder’s legal defense.

Choose Cloud Services

A computer, even a new one, that hasn’t been regularly updated and monitored could be breached without the owner’s knowledge. With cloud services, subscribers pay a monthly fee to have someone else take care of the monitoring and updating chores.

As devastating as they can be, cyberattacks are here to stay. However, if the business owner has a plan to thwart hackers and intruders, they can be well on their way to protecting sensitive customer and corporate data.

Overdue Property Taxes Could Cause Serious Problems For The Homeowner

Every time a house owner fails to spend the specified taxation on their own home or business, their state posts an official notice to share with the community there exists a lien for the home. Once the lien is positioned in the property, the owner’s identity will likely be published in the most popular paper. This can be not just embarrassing but could damage the standing of the property owner. Their own boss or perhaps their customers could observe this kind of material and can create undesirable decisions in line with the reality the house owner hasn’t already achieved their lawful responsibility to pay for their taxation. It’s easy for a past due property owner to successfully avoid obtaining their identity with this listing. Tgdaily.com provides a few recommendations for house owners and the main way to avoid acquiring a lien towards a home and getting detailed like a behind taxpayer will be to make a money to the state auditor. This fee should be paid ahead of the listing is published to avoid being revealed. A unique selection of buyers browses these kinds of listings, looking for properties they may buy for the cost of the lien. In order to employ this option, buyers ought to discover more on Ted Thomas along with the assistance they can provide to new brokers.

3 Reasons to Get a Business Loan

While it’s theoretically possible to start a business with hard work, a good attitude, and perseverance, most owners will eventually need outside help. One way to get help without relinquishing control of the company is to get a business loan. From the SBA to microlenders, today’s options make it easy for businesses of all sizes to access the capital they need. Below, business owners can read this article for the reasons they should get a business loan.

More Working Capital

Working capital loans are those used to finance operations such as rent, credit card, and payroll payments. For instance, a seasonal merchant may get a loan to cover expenses during the off season. When getting a working capital loan, the owner should ensure that the downturn is only temporary. If they discover that outside financing is a long-term need, they may have to make changes to the company or its financial practices.

Buying Inventory

Some business loans are used to buy inventory. For example, an owner may want to buy bulk supplies to get them at a lower price, or they may need more supplies during the busy season. These loans can be useful if an owner lacks the money to buy supplies upfront. Here, vendors are paid on time, and payments are made over a longer period.

Equipment Financing

If an owner needs certain equipment to run a business, they may want to take out a loan rather than buy it outright. This kind of financing covers various pieces of equipment, from appliances to computers, and is secured by the equipment itself. Some finance agreements allow owners to trade equipment when necessary. If the business is in an industry where it’s important to have access to updated technology, it’s worth investigating.

There are many reasons to get a business loan. Ultimately, business financing should be used to better the company in some way. Before looking for financing, the business owner should create a plan that outlines how the capital will be used and how the spending will grow and advance the business. Consult a lender for business-specific advice and lending assistance.